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Hands
Rules | Hands | Betting | Tips & Tricks

Online Gambling Baccarat Guide

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Hands

The Player Hand

The player hand draws cards first, according to the following rules:

When the first two cards equal....

...the player must

6, 7, 8, or 9

stand

any other value

draw one card

The player hand can never receive more than one additional card. The hand must stand after the third card, regardless of its value at that point.

The Banker Hand

The banker hand is a bit more complicated. How the banker hand gets played is usually determined by what the player hand's third card is. If the player hand did not draw a third card (i.e. the player had a 6 or higher), then the banker draws a card only if the first two cards total less than 5. Otherwise, the banker stands. 

If the player did draw a third card, then the banker plays as follows: 

When the banker's first two cards equal...

...the banker draws ONLY if the player's third card is

3 1, 2, 3, 4, 5, 6, 7, 9, or 10
4 2, 3, 4, 5, 6, or 7
5 4, 5, 6, or 7
6 6 or 7
When the banker's first two cards equal... ...the banker will
2 or less always draw
7, 8, or 9 always stand

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